The Network: Meet the
Insurance Network for Fiduciary Advisors
The challenge with the risk management industry is that there are very few, if any, fee-only or fee-based insurance products that fully protect against mortality, morbidity, taxes, and longevity risks (i.e., life, disability, long-term care, critical illness, and annuities). Typically, insurance solutions are sold by risk advisors who are paid a commission by the issuing insurance company. The few fee-only or fee-based solutions currently available in the marketplace are not ALWAYS the best option for a client for a variety of reasons.
The IN4FA risk advisors have pledged to act as a fiduciary to provide advice that is in the client’s best interest regardless of commissions.
DAVID E. APPEL,
CLU, ChFC, AEP
David E. Appel is Managing Partner at Appel Insurance Advisors, LLC, and has maintained a successful life insurance focused practice for more than 29 years. David concentrates his practice with a consultative…
Dennis Bartos,
PA
Dennis Bartos is a Partner and Chief Medical Underwriter at AgencyONE Insurance Marketing Group, in Rockville, MD. Dennis leads a team of trained professionals whose purpose is to negotiate and advocate…
FRANK BENISCHECK,
CSA
Frank Benischeck is President and Founder of Totus Tuus Consulting and has more than 30 years of experience in innovative retirement and estate planning. Frank is known for his unique ability…
Michael Brohawn,
CFP
A pioneer in the Trust Owned Life Insurance (TOLI) space, Michael Brohawn developed the prudent policy management practices put in place for over two hundred Banks and Trust Companies while at Insurance Trust Monitor, a company he co-founded. The company (now ITM 21st) is the largest manager of life insurance in the US.
Michael Dahlquist
Mike Dahlquist has more than 30 years of experience working exclusively with wirehouses and independent financial advisors to assist them with developing advanced wealth transfer plans for their affluent clients.
Gonzalo Garcia,
CLU
Gonzalo Garcia is Managing Partner of AgencyONE Insurance Marketing Group in Rockville, MD. With over 35 years of experience, Gonzalo has built his reputation in the field of Advanced Markets…
Luke Holder,
CPA
Luke Holder is Partner at Lemert, Holder & Ohm CPAs, and Legacy Life, a planning firm focused on financial security through the use of life insurance in Amarillo, Texas. As a CPA with more than 20 years of experience…
Robert Larkins,
CLU, ChFC
Bob Larkins is Managing Partner at Larkins & Larkins, LLC and has over 38 years of experience in the financial services industry. His current practice involves planning and strategizing for second, third and even fourth generation families and family businesses.
Kim Natovitz,
CLU, CLTC
Kim Natovitz has more than 25 years of experience in the insurance industry, with a strong background in individual planning. She focuses on collaborating with high-net-worth individuals and their advisors…
Hugh Purvis,
CLU, CLTC
Hugh Purvis is Senior VP and Private Client Practice Sales Leader at Foundation Risk Partners He has over 20 years of experience in planning and executing Property & Casualty Insurance…
Robert Trotenberg,
CLU, CLTC
Robert Trotenberg is the Founder and President of the Arbor Group and has over 35 years of experience in life insurance planning. Bobby’s goal is to offer the most effective risk…
