Insurance Network for Fiduciary Advisors (IN4FA) and Proformex have entered into a strategic partnership aimed at helping wealth managers and RIAs honor their fiduciary role and protect their clients’ financial plans. Given the strength of each companies’ networks, the entire industry stands to benefit from their collaboration. Both companies have […]
Insurance Network for Fiduciary Advisors (IN4FA) confirms another strategic partnership that will focus on helping wealth managers safeguard their clients’ financial plans. IN4FA and Life Insurance Trust Company (LITCO), an affiliate of ITM TwentyFirst, have entered into an important strategic partnership. Their common goal focuses on helping Wealth Managers and […]
A real and very troubling gap exists in the financial services industry between the services your clients expect and the services they actually receive. The research firm, Spectrem Group conducted a study of wealthy investors in 2021. They asked these investors what services they received from their financial advisory\wealth management […]
Co-Founder, Gonzalo M. Garcia, CLU indicated that Insurance Network for Fiduciary Advisors℠ (IN4FA) more succinctly describes the role and responsibility of the Network. He stated, “Our network of risk management advisors is helping financial advisors and wealth managers more holistically fulfill their fiduciary obligation to their clients, by assisting in […]
The world of No-Load Variable Universal Life (VUL) just changed. The meaning behind the old adage “buy term and invest the difference” has also changed. How would you like to recommend that your client “buy term and invest the difference …in a tax-free environment”? No taxes on capital gains distributions […]
Let us start with the obvious – he or she would NOT because without a FINRA registration and a Broker Dealer, the Fee Only RIA is not licensed to sell a VUL – it is, after-all, a registered product solution. With a Fee Based or “Hybrid” Advisor, that is a […]
Many arguments have been presented regarding the inclusion of life insurance as an asset class in a long-term investment portfolio. However, none have been more convincingly expressed than those by Christian Kaplan, CFA, from Equitable. This article is inspired by Mr. Kaplan’s thought leadership and while his detailed explanations can […]
With the expected rise in interest rates on the horizon and growing inflation, economic experts are telling us NOT to expect the incredibly robust returns we have been experiencing in the market over the last years. In an article entitled Four Ways to Increase Returns Without Added Risk, the author […]
We have been beating the drum about generational wealth transfer for a very long time. We’ve written many articles discussing the inevitable generational wealth transfer and what RIAs should be doing to prepare for this event. We know that approximately $68 Trillion will be transferred by almost 45 million households […]